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	<title>San Jose California Home Loans, Mortgage Rates, FHA, Refinance</title>
	<link>http://lendingexpertblog.com</link>
	<description>Lending Expert Blog by Shashank Shekhar</description>
	<lastBuildDate>Sat, 18 Feb 2012 19:38:09 +0000</lastBuildDate>
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		<title>Santa Clara County Real Estate Market Report &#8211; January 2012</title>
		<description><![CDATA[Santa Clara County Real Estate sales for Single Family started in a slump this year. 556 Single Family sales is the lowest total since February 2008. Even the Median/Average Price took a dip both from last month and the same month from a year back. This is the 15th month in a row the median [...]]]></description>
		<link>http://lendingexpertblog.com/santa-clara-county-real-estate-market-report-january-2012/</link>
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		<title>New HARP 2.0 Alert &#8211; Full Launch By Lenders Expected on March 17, 2012</title>
		<description><![CDATA[New HARP (Home Affordable Refinance Program), also called Obama Government Refinance Program is expected to be fully launched on March 17, 2012. Even though the program was announced in December, 2011 the lenders have been slow in offering this new and enhanced program to California homeowners with underwater mortgages. One of the reasons was that [...]]]></description>
		<link>http://lendingexpertblog.com/new-harp-2-refinance-alert/</link>
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		<title>Mortgage Production Volume Down and Real Estate Sales up in 2012?</title>
		<description><![CDATA[The Real Estate sales is expected to inch higher, while mortgage production volume is predicted to go down , according to economists at Fannie Mae. The second half of the year should outpace the first six months in terms of growth, though fiscal policy and political uncertainty in Washington will likely drive consumer and business activity, [...]]]></description>
		<link>http://lendingexpertblog.com/mortgage-production-volume-down-and-real-estate-sales-up-in-2012/</link>
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		<title>San Jose, CA is ranked 1 of the top 5 Cities for Real Estate Recovery in 2012</title>
		<description><![CDATA[I recently read an article on Yahoo! Real Estate talking about 5 cities that are ripe for a Real Estate rebound in 2012. The list was compiled by Forbes.com. I wasn&#8217;t surprised to see San Jose, CA making the list. Jump in New Home Construction, Better Employment and increase in migration is going to contribute [...]]]></description>
		<link>http://lendingexpertblog.com/san-jose-ca-is-ranked-1-of-the-top-5-cities-for-real-estate-recovery-in-2012/</link>
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		<title>FHA Extends Waiver of 90 Day Flip Regulation Till End of 2012</title>
		<description><![CDATA[In an effort to continue stabilizing home values, Acting Federal Housing Administration (FHA) Commissioner Carol J. Galante has today extended FHA’s temporary waiver of the anti-flipping regulations through December 31, 2012. With certain exceptions, FHA regulations prohibit insuring a mortgage on a home owned by the seller for less than 90 days.  In 2010, FHA [...]]]></description>
		<link>http://lendingexpertblog.com/fha-extends-waiver-of-90-day-flip-regulation-till-end-of-2012/</link>
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		<title>Shashank Shekhar is Voted &#8220;Top 40 Under 40&#8243; Most Influential Mortgage Professionals</title>
		<description><![CDATA[I am extremely delighted to report that National Mortgage Professionals Magazine has voted me as &#8220;Top 40 Under 40&#8243; most influential mortgage professionals. In a rigorous process that involves nationwide voting and a review by the magazine judges &#8211; only the best in the country are chosen. While selecting me as one of the winners, [...]]]></description>
		<link>http://lendingexpertblog.com/shashank-shekhar-is-voted-top-40-under-40-most-influential-mortgage-professionals/</link>
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		<title>It&#8217;s Official &#8211; FHA Loan Limit of $729,750 is Back! No Such Luck for Fannie/Freddie!</title>
		<description><![CDATA[Just few hours back, President Obama signed a bill reinstalling  the FHA Jumbo Limit back for several high cost counties in  California to $729,750 (from the recently reduced $625,500).  The bill comes into immediate effect, meaning FHA can start  insuring the $729,750 Loan Amounts right away. The restored  loan amount is good till Dec 2013. [...]]]></description>
		<link>http://lendingexpertblog.com/fha-california-jumbo-loan-limit-729750/</link>
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		<title>New HARP 2.0 Obama Government Refinance &#8211; Guidelines Released</title>
		<description><![CDATA[Guidelines Released for California New HARP 2 &#8211; Obama Government Refinance Get a HARP Rate Quote Now Fannie Mae and Freddie Mac today released the guidelines for the new expanded Home Affordable Refinance Program (HARP), also called Obama Government Refinance program. Here&#8217;s 8 things you need to know: The program starts on December 1st, 2011 [...]]]></description>
		<link>http://lendingexpertblog.com/harp-2-0-obama-government-refinance-guidelines-released/</link>
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		<title>HARP Expanded Obama Refinance Program &#8211; Big Banks Sign Up</title>
		<description><![CDATA[The expanded HARP (Home Affordable Refinance Program), also called Obama&#8217;s Refinance Program is moving along. Bank of America, Chase, Wells Fargo and Citigroup all released statements last week in support of HARP 2.0. Get a HARP Rate Quote Now The Federal Housing Finance Agency had earlier announced the framework for the expanded HARP. Some of [...]]]></description>
		<link>http://lendingexpertblog.com/harp-expanded-obama-underwater-mortgage-refinance-program/</link>
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		<title>San Jose Real Estate Market Report &#8211; October 2011</title>
		<description><![CDATA[San Jose Real Estate Single Family Market Report Both Median and Average Price went up for San Jose Single Family Market in October 2011 compared to September. But still remained lower compared to last year. However, number of sales was much higher than same month last year. The table below has more statistics: San Jose [...]]]></description>
		<link>http://lendingexpertblog.com/san-jose-real-estate-single-family-condo-market-report-october-2011/</link>
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