Conventional Loan Limits for 2013 Announced; Jumbo Limits to $625,500

The Federal Housing Finance Agency (FHFA) announced last week that the maximum conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac in 2013 will remain at existing levels. In most of the country, the loan limit will be $417,000 for one-unit properties. The loan limits are established under the terms of the […]

Read More

Buying a Home After Short Sale, Foreclosure, Bankruptcy or Charge Off

Mortgage Meltdown of 2007 and rapid depreciation in real estate prices post that, resulted in financial crisis for a lot of homeowners. As a result of which, several of them went through a foreclosure, short-sale or bankruptcy. If you are one of those you must be trying to find out – how soon you can […]

Read More

12 Ways To Go Green In Your Home

Today, it is easier than ever to create an environmentally friendly home. There are so many different ways and simple steps you can take at home, to help greenify your house and help the environment at the same time. Switch all of the light bulbs in your house to compact fluorescent light bulbs. Cfl’s use […]

Read More

A Slew Of New Guidelines Can Clip Mortgage Origination By 20%

Since the mortgage meltdown of 2007, the industry has been hit with a slew of regulations. While consumer advocates think much still needs to be done, industry insiders and some outside experts thing the pendulum has swung too much on the other side and is impacting the housing recovery. A recent study by American Action […]

Read More

Fremont Mortgage Lender- Get Rate Quote For Refinance or Purchase

Looking for a top rated Fremont,CA mortgage lender/company to get a no closing cost rate quote for refinance or home purchase? You have reached the right place. Arcus Lending is a direct lender and has been featured on several national media like NBC, CBS, FOX, ABC, Yahoo! News among others. We have a perfect 30/30 […]

Read More

FHA to Hike Mortgage Insurance Premium, Prevent MI Cancellation

Federal Housing Administration (FHA) said it will hike mortgage insurance premium (MIP) again. Its also setting in place regulation that will prevent all new borrowers to cancel their mortgage insurance premium even if the loan-to-value requirement is met during the life of the loan. This was announced in the FHA press release issued on November […]

Read More

From $900 billion to $1.7 trillion – Mortgage Origination Breaks All Predictions in 2012

Mortgage Bankers Association (MBA) is now predicting that the mortgage origination volume for 2012 can exceed $1.7 trillion. This is almost double of what they predicted before the year began – a meager $900 billion. Quarterly Data Report and The National Mortgage News are forecasting $1.75 trillion in fundings this year, 70% of which will […]

Read More

Key Tax Issues After The Presidential Elections – Romney and Obama Wont Tell You This

Whatever the outcome of the presidential election on Nov. 6, the next Congress and president will face a pile of unfinished tax business. Some of this stuff has been lying around since 2010, and dealing with it can’t be postponed much longer — just ask the beleaguered Internal Revenue Service personnel who can’t get any […]

Read More

California Mortgage Rates Edged Up Again Last Week

30 Year Fixed and 15 Year Fixed Mortgage Rates continue to edge up for California Refinance and Home Purchase borrowers. In the latest Freddie Mac survey, the 30 Year Fixed rates are at 3.41% with 0.7 points up from 3.37% last week. The 15 Year Fixed rates are at 2.72% with 0.6 points, up from […]

Read More

Is Qualified Mortgage Rule Biggest Risk To Real Estate Recovery?

Banks are talking about it, Credit Unions are talking about it, Loan Officers are talking about it, heck even the President and wanna be President are talking about it. Not too many people know exactly what it is and how it will pan out – but one thing is for sure, it definitely has the […]

Read More

Grab our complimentary eBooks

Download eBook

Download Ebook

Download eBook

Download eBook