Republican Tax Plan Has Huge Implications for Housing

Republican lawmakers unveiled the tax reform bill this morning and it doesn’t augur well for housing. The National Association of Realtors came out swinging against the bill, suggesting a huge fight awaits over how real estate is treated. “Eliminating or nullifying the tax incentives for homeownership puts home values and middle-class homeowners at risk, and […]

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Is Owning Really Better Than Renting In Most US Metros?

When it comes to owning versus renting, we understand there’s a lot to consider. For the past decade, people have been consistently renting rather than buying. No one wanted to be caught in a no-win situation after so many homeowners were left holding the bag when the financial crisis hit a few years ago. But there was never […]

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Profile of International Buyers in US Real Estate

The majority of purchasers in the United States are still Americans but recently there has been a lot more competition. According to National Association of Realtors recent report, in the time between April 2015 and March 2016, foreign investors purchased $102.6 billion worth of residential property and 214,855 properties. This was a slight decrease from […]

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Santa Clara County Home Prices Reach An All Time High

In April 2017, the median price for single-family, re-sale homes in Santa Clara county climbed to $1.16 million, which is a new all-time high. The median price for condos/townhomes crossed $700,000 which too, is a new all-time high. Median price means half the homes sold for a higher price and half of them sold for […]

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Reduce Interest & Pay-Off Mortgage Faster – All In One Loan

Do you want to reduce interest cost, pay off your mortgage faster without making a significant difference to current spending or saving habits? If your answer is yes, then the revolutionary new loan, called “All in One” is your answer. The two biggest problems with conventional mortgages are: The majority of the payment in the […]

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[Video] 5 Things You Need To Know About The Fed Rate Hike

Fed recently raised the funds rate by .25% to 0.75% to 1.00%. But what does that mean and how does it impact you? Watch the video..

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Mortgage Rates Reach Their Highest Levels In Three Years

Mortgage rate spike that started after the presidential election results has now gone into the overdrive. Today, the rates reached their highest level in almost three years. The impending Fed rate hike coupled with fear of rising inflation has pushed the mortgage-backed securities (MBS) yield lower. MBS prices and mortgage rates have an inverse relationship. Lower […]

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FHA Loans Insurance Premiums (MIP/PMI) – Rates + Calculator

Ultimate guide to Upfront and Monthly Mortgage Insurance Premiums (MIP/PMI) rates for FHA purchase loans and (streamline) refinances. FHA charges both an upfront mortgage insurance premium and monthly mortgage insurance on almost all the loans it insures. On December 23, 2011 the President signed into law Temporary Payroll Tax Cut Continuation Act of 2011 which […]

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FHA Loans Streamline Refinance and Rates- A Complete Guide

What is FHA Streamline Refinance? Refinancing of a current FHA insured loan into another FHA insured loan is called an FHA Streamline Refinance. The mortgage to be refinanced must be current (not delinquent). Not all FHA to FHA refinances are streamline in nature. Is there a minimum waiting period before which you can do a […]

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FHA Loans Requirements, Guidelines, Limits and Mortgage Rates – Ultimate Guide

Find out about requirements (including credit scores), guidelines, rates, loan limits, how to qualify and how to apply for an FHA Loan. This post is limited to qualifying for FHA loans as a home buyer – First Time or repeat. Click on this link if you are interested in reading about FHA Streamline Refinance. What […]

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