Are Sellers Too Confident In A Not-So-Hot Market?

Public sentiment generally lags reality on almost everything, especially the housing market. 2009 – 2012 will likely be remembered as the Great Recession by historians. Many homebuyers will recall it more fondly; they will remember it as the time they ignored the media cynicism, seized the opportunity and bought a home – A home that was a steal of […]

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Is the American Dream of Home-ownership, Just a Dream?

The “renter’s nation” is increasingly being used by pundits to describe the US housing market. If you go to the source, middle-class Americans, you’ll get a different story. Despite what you may hear, the myth that we are quickly becoming a “renter’s nation” is just that – a myth. According to Gallup, the numbers clearly suggest […]

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Unlike Shakira’s Hips, Housing Data Can Lie

What difference does a mere $1,000 make on the housing market? Apparently, it makes all the difference in the world. Housing affordability has been a commonly touched subject for us recently. I have written about it several times because it concerns me. I find it to be a disconcerting topic. The housing affordability precipice has also caught the […]

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7 Stupid Things To Avoid When Selling A Home

Home prices continue to move higher in 2014. More and more underwater homeowners – trapped in their negative equity, upside down position for years – have a new choice: they can sell their homes the traditional way. You list the home, you negotiate a deal with a potential buyer and you enter into a contract […]

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[Infographic] Top 25 Elementary Schools in California

Schools play an important factor in home buying decision. Especially if you are planning to start a family or if you already have kids. If you want nothing but the best academic education for your kids, you may like to know about the top schools. Elementary schools fulfills the special needs of student’s life in […]

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[Infographic] The Art and Science of Home Appraisals

On your path to home ownership, finding your dream home is just the start. You need to make sure the loan process goes smoothly and you are able to close your escrow on time. Often, something goes awry and its not uncommon for that “something” to be appraisal. The below infographic goes into the art […]

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3 Secrets about PMI Your Mortgage Lender is Not Telling You

What if knowing three simple facts could save you thousands and help you ensure your mortgage is in the hands of a true mortgage pro? Valuable info, right? Good, because by the end of this post you will know those facts and be armed with some specific questions you can ask your mortgage lender that […]

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How to Eliminate Your FHA and Conventional Mortgage Insurance

You have studied your mortgage payment, looking for ways to reduce that monthly number, and one thing keeps jumping out – mortgage insurance. You knew you’d have to pay it when you put less than 20% down, but it’s been on that statement every single month for a couple years now. Surely you have paid […]

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Real Cost For First Time Buyers [Infographic]

Let’s be honest: the recession that hit the U.S economy only a few years ago hit us all pretty hard. This truth is especially evident for the generation of young adults who recently graduated from colleges across the country-many of whom left their schools with unimaginable amounts of debt and few jobs available to them […]

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Mortgage Rates Spike On Janet Yellen’s Testimony

After trending lower for most part of 2014, mortgage rates have started edging up. Janet Yellen’s first testimony to the Congress as the new Fed Chairperson was the trigger behind the mortgage backed securities (MBS) rout. When MBS go down in price, mortgage rates go up. Yellen made it clear that she would continue the […]

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