FHA Streamline Refinance

FHA Loans Streamline Refinance and Mortgage Rates- A Complete Guide

What is FHA Streamline Refinance? Refinancing of a current FHA insured loan into another FHA insured loan is called an FHA Streamline Refinance. The mortgage to be refinanced … Continue Reading...


Keep Your Home Principal Reductions

Good News about Principal Reductions and Underwater Mortgage Refinances

After years of a declining housing market and no solutions in sight, there are two terms that are making the light of day: Principal reduction and Underwater mortgage … Continue Reading...


Pay off mortgage debt faster

5 Ways to Pay Off Your California Mortgage Debt Faster

 If you search online, you will find numerous financial and debt management experts offering tips and tricks on managing debt such as mortgage, credit card debt, student loan … Continue Reading...


FHA Annual Mortgage Insurance Premium - April 9, 2012

FHA Loans Mortgage Insurance Premiums (MIP/PMI) – Rates + Calculator

Ultimate guide to Upfront and Monthly Mortgage Insurance Premiums (MIP/PMI) rates for FHA purchase loans and (streamline) refinances in California, Washington and Oregon. FHA … Continue Reading...


Cupertino housing market stats - quartile

Santa Clara County Real Estate Market Shows Strong Spring Housing Trend

You read it here first when we first reported the turnaround of the Santa Clara County housing market in some areas. The trend continues with some good news being reported locally … Continue Reading...


Percentage-254x300

California Mortgage Rates Jump .25% in 2 days

California Mortgage Rates for Refinance and Home Purchase loans are up .25% in 2 days and are hitting a 6 months high. On Tuesday, it was like as if the dam broke. After the … Continue Reading...


Money tied up

Bank Settlements and Refinance Programs All Good News for Struggling Homeowners

Homeowners more deeply underwater on mortgages handled by five major U.S. banking firms are prime candidates for getting help from a $25-billion nationwide settlement over alleged … Continue Reading...


harp-making-home-affordable

Upside Down? HARP Obama Refinance- Ultimate Guide +RateQuote

What is Making Home Affordable (MHA) program? The Making Home Affordable Program (MHA) is a critical part of the Obama Administration's broad strategy to help California, … Continue Reading...


FHA Loans Underwriting Guidelines

FHA Guideline Changes for Self Employed Borrowers and Collection Accounts

FHA recently made underwriting guideline changes for Self Employed borrowers and borrowers who have disputed and/or collection accounts. The changes apply to residents of states of … Continue Reading...


bankofamerica

HARP 2 and Other Problems Mount for Bank of America Mortgage Business

Bank of America continues to hit the headlines, unfortunately for all the wrong reasons. It all started late in 2011 when Bank of America decided to exit the Correspondent Lending … Continue Reading...



Shashank Shekhar, Licensed in CA, DRE # 01734034, NMLS ID 8176
Arcus Lending, 4320 Stevens Creek Blvd Suite 172, San Jose, CA 95129 Email: shashank@arcuslending.com :: Phone - (408) 615-0655

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