New FHA Loan Limits for 2018; Limits to increase in >3,000 counties

The Federal Housing Administration (FHA) recently announced the agency’s new schedule of loan limits for 2018, with most areas in the country to experience an increase in loan limits in 2018. In fact,  3011 counties in the country will see an increase in loan limits for 2018, while 223 counties will see no change (compared […]

Read More

2018 (County wise) Conforming and High Balance Loan Limits

The Federal Housing Finance Agency (FHFA) announced the maximum conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie Mac in 2018. In most of the U.S., the 2018 maximum conforming loan limit for one-unit properties will be $453,100, an increase from $424,100 in 2017.  Loans acquired by Fannie Mae and Freddie […]

Read More

5 Ways the “Tax Cuts and Jobs Act” will Impact Housing and Mortgages

At the time of publishing this, the President hasn’t yet signed the bill. But, it’s as good as a law and we fully understand all the provisions now. National Association of Realtors (NAR) had this to say about the bill’s impact on housing “As a result of the changes made throughout the legislative process, NAR […]

Read More

Republican Tax Plan Has Huge Implications for Housing

Republican lawmakers unveiled the tax reform bill this morning and it doesn’t augur well for housing. (** After the bill was passed, I wrote an updated version of this post. Please refer to that by clicking here - http://www.lendingexpertblog.com/5-ways-the-tax-cuts-and-jobs-act-will-impact-housing-and-mortgages/) The National Association of Realtors came out swinging against the bill, suggesting a huge fight awaits over […]

Read More

Is Owning Really Better Than Renting In Most US Metros?

When it comes to owning versus renting, we understand there’s a lot to consider. For the past decade, people have been consistently renting rather than buying. No one wanted to be caught in a no-win situation after so many homeowners were left holding the bag when the financial crisis hit a few years ago. But there was never […]

Read More

Profile of International Buyers in US Real Estate

The majority of purchasers in the United States are still Americans but recently there has been a lot more competition. According to National Association of Realtors recent report, in the time between April 2015 and March 2016, foreign investors purchased $102.6 billion worth of residential property and 214,855 properties. This was a slight decrease from […]

Read More

Santa Clara County Home Prices Reach An All Time High

In April 2017, the median price for single-family, re-sale homes in Santa Clara county climbed to $1.16 million, which is a new all-time high. The median price for condos/townhomes crossed $700,000 which too, is a new all-time high. Median price means half the homes sold for a higher price and half of them sold for […]

Read More

Reduce Interest & Pay-Off Mortgage Faster – All In One Loan

Do you want to reduce interest cost, pay off your mortgage faster without making a significant difference to current spending or saving habits? If your answer is yes, then the revolutionary new loan, called “All in One” is your answer. The two biggest problems with conventional mortgages are: The majority of the payment in the […]

Read More

[Video] 5 Things You Need To Know About The Fed Rate Hike

Fed recently raised the funds rate by .25% to 0.75% to 1.00%. But what does that mean and how does it impact you? Watch the video..

Read More

Mortgage Rates Reach Their Highest Levels In Three Years

Mortgage rate spike that started after the presidential election results has now gone into the overdrive. Today, the rates reached their highest level in almost three years. The impending Fed rate hike coupled with fear of rising inflation has pushed the mortgage-backed securities (MBS) yield lower. MBS prices and mortgage rates have an inverse relationship. Lower […]

Read More

Grab our complimentary eBooks

Download eBook

Download Ebook

Download eBook

Download eBook